Services
Insurance expert Paul F Amoruso provides property casualty consulting on claims practices
Property Casualty Insurance Consulting Services
Property casualty insurance matters can involve questions about claims handling, company procedures, agency responsibilities, coverage decisions, and accepted industry practices. I provide independent insurance consulting based on more than 55 years of experience across multiple areas of the insurance industry.
My background includes serving as a Senior Vice President of Claims and Operations, along with experience as a licensed insurance agent and former public adjuster. This perspective allows me to examine insurance questions in the context of how claims organizations, insurance companies, and agencies operate.
Insurance Expert for Property Casualty
My work focuses on property casualty insurance issues, operations, customs, and practices. Having worked across different operational areas of the insurance industry, I provide insight into generally observed and accepted industry practices as they relate to the specific questions presented.
Areas within my experience include:
Usual and customary claims handling
Insurance company procedures and operational reviews
Insurance customs, practices, and company policies
Insurance company and agency relationships
Coverage denials and policy-related questions
Claims investigation and case evaluation
Settlement evaluation and authority levels
Reserve policies
Loss and expense payments
Workers' compensation
Personal and commercial liability
Commercial and personal property losses
Business interruption
Industry ethics, norms, and accepted standards
Each matter has its own circumstances. My role is to review the relevant information, identify the insurance questions involved, and provide an independent perspective based on professional experience and applicable industry practices.
Claims Handling and Insurance Operations
Insurance claims can involve operational and procedural questions extending beyond the initial coverage decision. Depending on the matter, I may evaluate claims investigation, case handling, settlement considerations, reserves, authority levels, payment practices, and the procedures used to manage a claim.
My work may also address management involvement, staffing and claims backlogs, training, suit handling, attorney bills, medical payment issues, timeliness of payments, and company philosophies concerning loss and expense payments.
For matters involving insurance agents or agencies, I can address questions concerning responsibilities, procedures, communications, coverage issues, and the relationship between an agency and an insurance company.
Expert Trial Testimony
I provide expert trial testimony concerning property casualty insurance matters in State and Federal court. My testimony may address usual and customary insurance practices, claims handling, company procedures, insurance agency issues, insurance operations, good faith and potential bad faith considerations, and other subjects within my professional experience.
I have testified more than 40 times across more than 20 states, with experience in matters involving both plaintiff and defense attorneys. My focus is on explaining insurance principles, procedures, and accepted industry practices clearly and objectively.
For more information about my professional experience and qualifications, visit About Paul F Amoruso .
Contact for More Information
For additional information about my property casualty insurance consulting or expert testimony, please contact me.
